Credit Analysis

Our global Financial Services client is seeking to recruit a Senior Credit Analyst with demonstrated experience analyzing credit, performing cash flow analysis, analyzing collateral and modeling complex esoteric RMBS securities and residential loan products. The incumbent will interact frequently with investors, firm clients and financial market stakeholders and mentor junior analysts.

Responsibilities:

• Analyze complex esoteric RMBS securities and residential loan products
• Perform credit, cash flow and collateral analysis
• Lead analysis of bond originators and servicers
• Model and analyze bond structures including the reviews of legal structures and transaction documentation
• Serve as the primary point of contact for investors, deal participants and firm clients
• Lead ongoing surveillance of existing transactions and evaluate and report on changes to creditworthiness
• Author and publish credit research, methodology analysis and topical market commentary
• Manage, coach and mentor junior credit analysts
• Attend and participate in industry events and investor roundtables

Responsibilities:

• Bachelor’s Degree
• Approximately 10 years of RMBS or residential real estate credit analysis
• Advanced MS Excel skills
• Demonstrated experience analyzing esoteric residential loan product and securities – RTLs, Non-QM loans, second-lien loans, reverse mortgages, etc.
• Advanced financial modeling and cash flow modeling experience
• Advanced business writing skills
• Experience mentoring and coaching junior analysts
• Ability to travel as required

Our global Financial Services client is seeking to recruit a Credit Analyst to analyze new issue CMBS transactions and perform comprehensive credit analysis for a variety of commercial real estate loan transactions and CMBS securitizations.

Responsibilities:

• Analyze new issue CMBS transactions and perform comprehensive credit analysis for a variety of commercial real estate loan transactions and CMBS securitizations
• Analyze bond originators and servicers
• Model and analyze bond structures including the reviews of legal structures and transaction documentation
• Interact with investors, market stakeholders and firm clients
• Perform surveillance of existing transactions, evaluate ongoing creditworthiness and report on changes
• Author and publish credit research, methodology analysis and topical market commentary
• Attend and participate in industry events and investor roundtables

Responsibilities:

• Bachelor’s Degree
• 3+ years of CRE debt underwriting or CMBS securitization
• Advanced MS Excel skills
• Demonstrated CMBS credit securitization or Commercial Real Estate debt underwriting experience
• Advanced financial modeling and cash flow modeling experience
• Advanced business writing skills
• Ability to travel as required

Our global Financial Services client is seeking to recruit a VP Credit Analyst to serve as a lead analyst covering complex consumer, esoteric and commercial ABS transactions, performing collateral analysis, evaluating  and modeling underlying credit structures and mentoring junior analysts.

Responsibilities:

• Serve as a lead analyst covering complex consumer, esoteric and commercial ABS transactions, performing collateral analysis, evaluating and modeling underlying credit structures and mentoring junior analysts
• Lead analysis of bond originators and servicers
• Model and analyze bond structures including the reviews of legal structures and transaction documentation
• Serve as the primary point of contact for investors, deal participants and firm clients
• Lead ongoing surveillance of existing transactions and evaluate and report on changes to creditworthiness
• Author and publish credit research, methodology analysis and topical market commentary
• Manage, coach and mentor junior credit analysts
• Attend and participate in industry events and investor roundtables

Responsibilities:

• Bachelor’s Degree
• Approximately 10 years of structured finance credit analysis experience
• Advanced MS Excel skills
• Demonstrated experience analyzing the credit worthiness across ABS asset classes
• Knowledge of consumer, esoteric and commercial ABS asset classes preferred
• Advanced financial modeling and cash flow modeling experience
• Advanced business writing skills
• Experience mentoring and coaching junior analysts
• Ability to travel as required

Our elite Financial Services client is seeking to recruit a Senior Credit Analyst to analyze a portfolio of complex global institutional real estate investment funds, real estate operating companies and corporate-level unsecured REIT debt.

Responsibilities:

• Analyze a portfolio of complex global institutional real estate funds, real estate operating companies and corporate-level unsecured REIT debt
• Lead credit committee meetings with investors, company senior management, investment bankers and other key market stakeholders
• Author and publish comprehensive credit research highlighting credit determinations and capital and property level market trends
• Monitor risk, funding commitments, company’s access to capital and overall financing strategies
• Conduct ongoing surveillance of portfolio creditworthiness
• Monitor and update financial models
• Utilize and incorporate third-party research and market data into credit research and analysis
• Provide mentorship, coaching and analytical oversite for junior credit analysts

Requirements:

• Bachelor’s Degree
• 10+ years of experience analyzing complex commercial real estate funds and REITs
• Strong analytical skills including demonstrated experience analyzing complex financial statements
• Fundamental knowledge of commercial real estate financing strategies and capital markets
• Fundamental accounting knowledge including IFRS standards, fair market value calculations and US GAAP standards
• Advanced financial modeling and property level valuation skills
• Proficiency with MS Excel
• Demonstrated knowledge of various REIT structures
• Demonstrated knowledge of capital expenditure requirements, property types, lease structures and expense ratios
• Strong communication, presentations, business writing and relationship management skills
• Highly motivated, detail oriented and deadline driven

Our elite global Financial Services client is seeking to recruit an experienced Fund Finance credit analyst (Director level) to serve as a lead analyst in modeling, evaluating and monitoring fund financing facilities and investment debt products issued by investment funds, private credit funds and other related institutional and private investors.

Responsibilities:

• Serve as a  lead analyst in modeling, evaluating and monitoring fund financing facilities and investment debt products issued by investment funds, private credit funds and other related institutional and private  investors
• Perform capital structure, collateral and cash flow analysis and evaluate factors that can negatively affect creditworthiness of investment vehicles
• Conduct investor and issuers meetings and continuously monitor existing credit portfolios
• Perform due diligence and risk management of investment processes and investment strategies
• Author in-depth credit research reports for internal and external publication
• Present credit findings to internal credit committees
• Interact with media, key financial market participants and investment finance professionals to discuss market and industry trends
• Attend and participate in industry conferences
• Assist with developing best practices, automation tools and analytical tools
• Supervise, coach and mentor junior staff as required

Requirements:

• Bachelor’s Degree
• CFA designation strongly preferred
• 3+ years of relevant credit analysis or credit research experience
• Experience analyzing fund financing facilities, fixed income products, or structured finance products preferred
• Advanced Excel modeling and quantitative financial skills required
• Demonstrated ability to analyze and synthesize creditworthiness of complex fund structures
• Fundamental knowledge of private financial markets and private investment strategies
• Demonstrated knowledge of fund finance products such as NAV loans, subscription credit lines, fund feeders, hybrid financing facilities, etc.
• Strong capital structure, collateral and cash flow analysis skills
• Advanced proficiency with Excel modeling
• Proven ability to review and analyze legal documentation and fund structures
• Advanced communication, presentation and business writing skills
• Well development interpersonal and relationship building skills

Our elite global Financial Services client is seeking to recruit several Associate/VP level Credit Analysts to analyze and evaluate middle market corporate loans, senior secured direct lending investments and private  credit backed loan portfolios.

Responsibilities:

• Analyze and evaluate middle market corporate loans, senior secured direct lending investments and private credit backed loan portfolios
• Build and maintain complex financial models to assess collateral, cash flow, loan portfolio stress testing, and credit structures
• Author and publish credit research focused on corporate portfolio finance, direct lending, and the structured credit markets
• Interact with and conduct due diligence meetings with asset managers, direct lenders, arrangers, and other middle market corporate loan issuers
• Assess assess underwriting standards, portfolio management practices, risk management frameworks, and performance metrics
• Assist with and/or lead ongoing monitoring and transaction surveillance analyzing portfolio performance, credit migration, and concentration trends
• VP level analysts will supervise, mentor and professionally develop junior team members
• Assist in developing analytical tools
• Prepare credit memoranda and reports for internal credit committee presentations

Requirements:

• Bachelor’s Degree
• Associate Level: 2+ years of relevant corporate credit analysis experience
• VP Level: 8+ years of credit analysis experience analyzing various debt instruments backed by portfolios of middle market corporate loans, private fund investments and/or corporate loans, notes, and bonds
• Advanced Excel, financial modeling and cash flow analysis skills
• Demonstrated ability to analyze creditworthiness of fixed income, corporate loan and/or bond investments
• Advanced communication, presentation and business writing skills

Our elite global Financial Services client is seeking to recruit an experienced Credit Analyst to analyze and evaluate corporate credit quality, credit structures and transactions across multiple industry sectors including  infrastructure, project finance and renewable energy.

Responsibilities:

• Analyze and evaluate corporate credit quality, credit structures and transactions across multiple industry sectors including infrastructure, project finance and renewable energy
• Perform quantitative financial and credit analysis across a variety of transactions: PPP Infrastructure, energy transmission, ESG infrastructure, etc.
• Analyze project financing documentation and project credit structures
• Develop and analyze complex project financial models and perform cash flow analysis
• Perform project surveillance analysis and identify market and industry trends that may affect project credit and financial quality
• Interact regulatory with project investors, debt issuers and other project stakeholders
• Create presentations for internal credit committee review
• Author and publish credit research, industry trend analysis and market commentary

Requirements:

• Bachelor’s Degree
• MBA or CFA preferred
• 5+ years of corporate credit analysis covering the power, energy, infrastructure or project finance industry
• Well developed financial analysis experience – formal credit training preferred
• Advanced financial modeling, cash flow analysis and credit skills
• Experience analyzing project financing documentation
• Strong business writing, communication and presentation skills

Our elite global Financial Services client is seeking to recruit an experienced Credit Analyst to analyze and evaluate corporate credit quality, credit structures and transactions across multiple industry sectors including  infrastructure, project finance and renewable energy.

Responsibilities:

• Analyze and evaluate corporate credit quality, credit structures and transactions across multiple industry sectors including infrastructure, project finance and renewable energy
• Perform quantitative financial and credit analysis across a variety of transactions: PPP Infrastructure, energy transmission, ESG infrastructure, etc.
• Analyze project financing documentation and project credit structures
• Develop and analyze complex project financial models and perform cash flow analysis
• Perform project surveillance analysis and identify market and industry trends that may affect project credit and financial quality
• Interact regulatory with project investors, debt issuers and other project stakeholders
• Create presentations for internal credit committee review
• Author and publish credit research, industry trend analysis and market commentary

Requirements:

• Bachelor’s Degree
• MBA or CFA preferred
• 5+ years of corporate credit analysis covering the power, energy, infrastructure or project finance industry
• Well developed financial analysis experience – formal credit training preferred
• Advanced financial modeling, cash flow analysis and credit skills
• Experience analyzing project financing documentation
• Strong business writing, communication and presentation skills

Our elite global Investment Management client is seeking to recruit an experienced Investment Analyst to analyze and evaluate investment grade credit investments across the Healthcare sector.

Responsibilities:

• Analyze and evaluate investment grade credit investments across the Healthcare sector
• Perform fundamental credit analysis, evaluate investment opportunities and make sound investment recommendations
• Lead coverage for the healthcare investment portfolio
• Interact frequently with key sell-side and ratings analysts to gain a broader view of credit market trends and conditions
• Research and analyze relative value, maturity and total exposure investment opportunities in coordination with the firms risk appetite and investment strategy
• Assist with special projects and group-wide process improvement initiatives
• Conduct portfolio analysis/reporting and respond to information requests from senior management

Requirements:

• 7+ years of corporate credit research and analysis experience
• Experience analyzing investment opportunities and making investment recommendations
• Experience analyzing Healthcare sector investment opportunities
• Experience analyzing Pharma and/or Healthcare REITs is a plus
• Advance writing, communication and presentation skills
• Ability to influence key stakeholders and
• Advanced MS Excel and PowerPoint skills
• Bachelor’s Degree

Our global Banking client is seeking to recruit an experienced Credit Analyst with renewable energy project finance transaction experience to perform credit risk analysis, bilateral and syndicated loan analysis and to monitor credit quality across the portfolio.

Responsibilities:

• Perform credit risk analysis, bilateral and syndicated loan analysis and monitor credit quality across the project finance portfolio with a primary focus on renewable energy transactions
• Analyze historical and projected financial performance of credit structures, bank customers (borrowers) and transaction legal issues
• Perform financial modeling and cash flow analysis
• Perform credit risk analysis and reporting for new loan facilities and renewals and amendments for existing loan facilities
• Review financial models and various reports in preparation for internal ratings process
• Analyze and maintain records, files, accounts and reporting to ensure compliance with regulatory guidelines and internal policies and procedures
• Monitor trends in the project finance industry and develop reports for key stakeholders
• Assist with new product development
• Create ad hoc reports and assist with special projects as required
• Coordinate closely with marketing and other relevant teams during the transaction due diligence and structuring process

Requirements:

• Bachelor’s Degree
• MBA or CFA is a plus
• 3+ years of sell side (banking) project finance or structured finance credit risk analysis required
• Renewable energy project financing experience required
• Strong analytical and financial due diligence skills
• Demonstrated financial modeling and cash flow analysis skills
• Ability to work effectively on a lean team and individually
• Proficiency with Excel, PowerPoint and related business software