Credit Analysis

Our elite global Financial Services client is seeking to recruit a Director Credit Research to manage a team of credit analysts and conduct credit research and credit assessments on high yield companies in the business services and industrials space.

Responsibilities:

• Manage a team of credit analysts and conduct credit research and credit assessments on high yield companies in the business services and industrials space
• Analyze complex financial data, financial statements and credit agreements to evaluate and identify financial strengths and weaknesses
• Formulate credit assessments and present analytical rationale to key internal and external stakeholders
• Participate and lead client-facing due diligence meetings
• Collaborate with team members to write and publish credit research that includes market analysis, corporate credit trends and other related topics that will be consumed by firm clients and other key market stakeholders
• Mentor junior analysts on credit methodologies and analytical processes and encourage them to share ideas to be incorporated in published credit research
• Collaborate with peers covering other industry sectors to deliver best-in-class work product that meets client requirements and deadlines
• Monitor market conditions and variables that can effect corporate credit risk
• Mentor, coach, train and professionally develop junior analysts

Requirements:

• Bachelor’s Degree
• MBA or CFA preferred
• 10+ years of corporate credit analysis, credit research or financial analysis experience at a bank, investment manager or financial institution
• Advanced quantitative and qualitative analytical skills and fundamental credit analytical skills
• Formal credit training
• Demonstrated experience analyzing complex financial statements including 10Ks and 10Qs
• Advanced business writing skills and a keen interest in writing and publishing credit research
• Ability to conduct and lead client-facing due diligence meetings
• Advanced knowledge of fixed income, credit and capital markets
• Prior managerial experience with a focus on mentoring, coaching and professionally developing junior analysts
• Excellent communication, interpersonal and presentation skills
• Proficiency with MS Excel and PowerPoint
• Familiarity with AI tools is a plus

Our global Financial Services client is seeking to recruit a Senior Credit Analyst to serve as a lead analyst covering complex consumer, esoteric and commercial ABS transactions, performing collateral analysis, evaluating  and modeling underlying credit structures and mentoring junior analysts.

Responsibilities:

• Serve as a lead analyst covering complex consumer, esoteric and commercial ABS transactions, performing collateral analysis, evaluating and modeling underlying credit structures and mentoring junior analysts
• Lead analysis of bond originators and servicers
• Model and analyze bond structures including the reviews of legal structures and transaction documentation
• Serve as the primary point of contact for investors, deal participants and firm clients
• Lead ongoing surveillance of existing transactions and evaluate and report on changes to creditworthiness
• Author and publish credit research, methodology analysis and topical market commentary
• Manage, coach and mentor junior credit analysts
• Attend and participate in industry events and investor roundtables

Responsibilities:

• Bachelor’s Degree
• Approximately 10 years of structured finance credit analysis experience
• Advanced MS Excel skills
• Demonstrated experience analyzing the credit worthiness across ABS asset classes
• Knowledge of consumer, esoteric and commercial ABS asset classes preferred
• Advanced financial modeling and cash flow modeling experience
• Advanced business writing skills
• Experience mentoring and coaching junior analysts
• Ability to travel as required

Our global Financial Services client is seeking to recruit a Senior Credit Analyst with demonstrated experience analyzing credit, performing cash flow analysis, analyzing collateral and modeling complex esoteric RMBS securities and residential loan products. The incumbent will interact frequently with investors, firm clients and financial market stakeholders and mentor junior analysts.

Responsibilities:

• Analyze complex esoteric RMBS securities and residential loan products
• Perform credit, cash flow and collateral analysis
• Lead analysis of bond originators and servicers
• Model and analyze bond structures including the reviews of legal structures and transaction documentation
• Serve as the primary point of contact for investors, deal participants and firm clients
• Lead ongoing surveillance of existing transactions and evaluate and report on changes to creditworthiness
• Author and publish credit research, methodology analysis and topical market commentary
• Manage, coach and mentor junior credit analysts
• Attend and participate in industry events and investor roundtables

Responsibilities:

• Bachelor’s Degree
• Approximately 10 years of RMBS or residential real estate credit analysis
• Advanced MS Excel skills
• Demonstrated experience analyzing esoteric residential loan product and securities – RTLs, Non-QM loans, second-lien loans, reverse mortgages, etc.
• Advanced financial modeling and cash flow modeling experience
• Advanced business writing skills
• Experience mentoring and coaching junior analysts
• Ability to travel as required

Our global Financial Services client is seeking to recruit a Credit Analyst to analyze new issue CMBS transactions and perform comprehensive credit analysis for a variety of commercial real estate loan transactions and CMBS securitizations.

Responsibilities:

• Analyze new issue CMBS transactions and perform comprehensive credit analysis for a variety of commercial real estate loan transactions and CMBS securitizations
• Analyze bond originators and servicers
• Model and analyze bond structures including the reviews of legal structures and transaction documentation
• Interact with investors, market stakeholders and firm clients
• Perform surveillance of existing transactions, evaluate ongoing creditworthiness and report on changes
• Author and publish credit research, methodology analysis and topical market commentary
• Attend and participate in industry events and investor roundtables

Responsibilities:

• Bachelor’s Degree
• 3+ years of CRE debt underwriting or CMBS securitization
• Advanced MS Excel skills
• Demonstrated CMBS credit securitization or Commercial Real Estate debt underwriting experience
• Advanced financial modeling and cash flow modeling experience
• Advanced business writing skills
• Ability to travel as required

Our elite global Financial Services client is seeking to recruit several Associate/VP level Credit Analysts to analyze and evaluate middle market corporate loans, senior secured direct lending investments and private  credit backed loan portfolios.

Responsibilities:

• Analyze and evaluate middle market corporate loans, senior secured direct lending investments and private credit backed loan portfolios
• Build and maintain complex financial models to assess collateral, cash flow, loan portfolio stress testing, and credit structures
• Author and publish credit research focused on corporate portfolio finance, direct lending, and the structured credit markets
• Interact with and conduct due diligence meetings with asset managers, direct lenders, arrangers, and other middle market corporate loan issuers
• Assess assess underwriting standards, portfolio management practices, risk management frameworks, and performance metrics
• Assist with and/or lead ongoing monitoring and transaction surveillance analyzing portfolio performance, credit migration, and concentration trends
• VP level analysts will supervise, mentor and professionally develop junior team members
• Assist in developing analytical tools
• Prepare credit memoranda and reports for internal credit committee presentations

Requirements:

• Bachelor’s Degree
• Associate Level: 2+ years of relevant corporate credit analysis experience
• VP Level: 8+ years of credit analysis experience analyzing various debt instruments backed by portfolios of middle market corporate loans, private fund investments and/or corporate loans, notes, and bonds
• Advanced Excel, financial modeling and cash flow analysis skills
• Demonstrated ability to analyze creditworthiness of fixed income, corporate loan and/or bond investments
• Advanced communication, presentation and business writing skills

Our elite global Financial Services client is seeking to recruit an experienced Senior Fund Finance Analyst (Director level) to model, evaluate, monitor and asset the credit worthiness of fund financing facilities and  investment debt products issued by investment funds, private credit funds and other related institutional and private investors.

Responsibilities:

• Serve as a lead analyst in modeling, evaluating, monitoring and assessing the creditworthiness of fund financing facilities and investment debt products issued by investment funds, private credit funds and other related institutional and private investors
• Perform capital structure, collateral and cash flow analysis and evaluate factors that can negatively affect creditworthiness of investment vehicles
• Conduct investor and issuers meetings and continuously monitor existing credit portfolios
• Perform due diligence and risk management of investment processes and investment strategies
• Author in-depth credit research reports for internal and external publication
• Present credit findings to internal credit committees
• Interact with media, key financial market participants and investment finance professionals to discuss market and industry trends
• Attend and participate in industry conferences
• Assist with developing best practices, automation tools and analytical tools
• Supervise, coach and mentor junior staff as required

Requirements:

• Bachelor’s Degree
• CFA designation strongly preferred
• 8+ years of relevant credit analysis or credit research experience
• Experience analyzing fund financing facilities, fixed income products, or structured finance products preferred
• Advanced Excel modeling and quantitative financial skills required
• Demonstrated ability to analyze and synthesize creditworthiness of complex fund structures
• Fundamental knowledge of private financial markets and private investment strategies
• Demonstrated knowledge of fund finance products such as NAV loans, subscription credit lines, fund feeders, hybrid financing facilities, etc.
• Strong capital structure, collateral and cash flow analysis skills
• Proven ability to review and analyze legal documentation and fund structures
• Advanced communication, presentation and business writing skills
• Well development interpersonal and relationship building skills

Our elite global Financial Services client is seeking to recruiting a hands-on experienced Corporate Credit Analyst (Director level) to conduct credit research and evaluate credit quality across the TMT sector with a specific focus on the digital infrastructure and enterprise software sub-sectors.

Responsibilities:

• Conduct credit research and evaluate credit quality across the TMT sector with a specific focus on the digital infrastructure and enterprise software sub-sectors
• Lead the credit analytical process, perform sector analysis, analyze cash flows, prepare credit memos, and publish credit research and sector commentary
• Interact frequently with investors, buyside and sell-side analysts, corporate issuer senior management and other key private credit and public credit markets stakeholders
• Author and publish credit and industry/sector research
• Lead and assist in the development of credit analytical tools, methodologies and processes
• Lead and participate in investor and issuer meetings, roundtables and industry events
• Operate effectively in a deadline driven and fast-paced transactional environment

Requirements:

• Bachelor’s Degree
• 7+ years of corporate credit analytical, credit research or financial analytical experience at a bank or related financial institution
• Demonstrated experience analyzing and evaluating complex corporate credit across the TMT sector
• Experience analyzing credit in the digital infrastructure and/or enterprise software sub-sectors strongly preferred
• Formal credit training experience preferred
• Advanced financial modeling, cash flow analysis and financial statement analysis experience
• Advanced Excel skills
• Strong business writing, presentation and client relationship management experience
• Ability to thrive in a fast-paced, deadline driven environment
• Demonstrated experience interacting with key market participants
• Strong knowledge of private and public credit markets